Narrative Essay

Topics: Real estate, United States housing bubble, James Truslow Adams Pages: 4 (1287 words) Published: February 12, 2013
Achieving the American Dream
Gentle, Revised Narrative Essay

One would think that purchasing your first home would be a very fascinating experience; after all it is one of the most major purchases of your entire life.  In America, home ownership ties in with the American Dream and the spirit of working hard to one day earn through hard work a home with a white picket fence. My husband and I felt that it was time for us to reward ourselves for all the hard work we have been putting in over the years by purchasing our first home, which was well overdue. I quickly learned the process of purchasing your first home can be very frustrating and stressful. However, if you survive the home buying process the reward is priceless once you move into your “American Dream.”

Before we started shopping for our home we both agreed it was important for us to have a mortgage loan preapproval. Although I assumed that obtaining a preapproval would be the most challenging part of purchasing a home, it happened to be the easiest part of the entire process. I was able to be preapproved by my bank over the phone in a matter of minutes pending certain guidelines. Acquiring the preapproval was so easy I was sure the remainder of the process would be effortless. I was startled to learn that I would be faced with many obstacles to overcome in order to complete the process of buying our first home.

Next, it was time for us to shop for a new home. I was excited and anxious to shop for our first home. Unfortunately, I was unaware that the housing market in Houston, TX was flourishing and it was very competitive. On my quest for the perfect house, I looked at several beautiful homes. I found one in particular that I liked, and it was a foreclosure. I decided to place an offer on the home. However, only a few days later I was informed that I was outbid by another buyer. Since this was the first home I placed an offer on I did not foresee the outbidding being a major issue. We decided...
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