Managerial Pattern of Pubali Bank Ltd

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1.1 Introduction of Pubali Bank Ltd.

Pubali Bank has been providing better services for its customers since 1959 with a promise to keep up its original tradition.The Bank is initially emerged in the Banking scenario of the East Pakistan as Estern Markentile Bank Ltd. as the initiative of some Bangalee entrepreneurs in the year 1959 under the Bank Company act 1913. After independence of Bangladesh in 1972 this bank was nationalized as per policy of the Government and renamed as Pubali Bank. Subsequently due to changed circumstances this bank was denationalized in the year 1983 as a private bank and renamed as Pubali Bank Limited. The Government of the People’s Republic of Bangladesh handed over all assets and liabilities of the then Pubali Bank to Pubali Bank Limited. Since then Pubali Bank Limited has been rendering all sorts of commercial Banking services as the largest bank in the private sector through its branch network all over the country.

Pubali Bank Limited provides mass banking services to the customers through its 386 branch (Total Online Branches: 149) network all over the country. This bank has been playing a vital role in socio-economic, industrial and agricultural development as well as in the overall economic development of the country since its inception through savings mobilization and investment of funds. During the last 5 years the growth rate of bank’s earnings is more than 25% on average. Pubali Bank Limited is now on stronger footing than ever before in respect of capital adequacy, assets quality, liquidity earnings, management efficiency and service quality. Despite world financial crisis and downturn in global economy, the bank has been able to attain desired level of business by pursuing its strategic and prudent operational policies. Pubali Bank is committed to providing innovative banking services as per requirement of present market trend in the fastest possible time. 1.2 NATURE OF PRODUCT & SERVICES:

Deposit Services
Savings Bank Account
Fixed Deposit Account
Short Term Deposit Account
Current Account
Pension Account
Foreign Currency Account
Loans & Lease Services
Micro Credit
Small and Medium Enterprise Financing
Industrial Loans
Working Capital Financing
Export Credit
Import Credit
Bills Purchase
Letter of Credit
Letter of Guarantee
Lease Financing
Transport Financing
Consumers Loan Scheme
House Building Loans
Remittance Services
Remittance of Fund from abroad by Bangladeshi Nationals
Foreign Remittance
Internal Remittance
Miscellaneous Services
Electric Bill
Gas Bill
Phone Bill
Cheque Clearing
Instrument Collection
Locker Services
ATM Services
Card Services

1.3 Vision and Mission of Pubali Bank Ltd.

To become the effective largest commercial bank in Bangladesh to support socio-economic development of the country and to be a leading bank in South Asia. Pubali Bank Limited will be an effective largest commercial bank by maintaining a stable growth strategy delivering high quality financial products providing excellent customer service through an experienced management team and ensuring good corporate governance in every step of banking network.

To become the best Bank in Bangladesh within 2013.
To provide excellent quality Customer service
To maintain Corporate and business ethics.
To become a trusted repository of customers' money and their financial advisor. To provide high quality financial services in export and import trade. To make our stock superior and rewarding to the customers/share holders. To display team spirit and professionalism.

To have a Sound Capital Base.

This bank is one of the most disciplined Banks with a distinctive corporate culture. Here we believe in shared meaning, shared understanding and shared sense making. Our people can see and understand events, activities, objects and situation in a distinctive way. They mould their manners and etiquette, character individually to suit...
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