Loan Syndication

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LOAN SYNDICATION AS AN ALTERNATIVE BUSINESS FINANCING STRATEGY IN NIGERIA

TABLE OF CONTENT

Title page

Approval page
Dedication
Acknowledgement
Abstract

CHAPTER ONE

INTRODUCTION
1. Background of the study
2. Statement of the problem
3. Objectives of the study
4. Significance of the study
5. Scope, limitations and delimitations
6. Statement of hypothesis
7. Definition of terms.

CHAPTER TWO

REVIEW OF RELATED LITERATURE
1. Types and sources of loan to Union Bank of Nigeria Plc. 2. Factors to be considered by Consortium of Financial Institutions before giving out Loans to business Organization. 3. Factors to be considered by Union Bank of Nigeria before using Loan syndication as a source of finance. 4. Securities and interest rates acceptable to the Union Bank of Nigeria.

CHAPTER THREE

RESEARCH DESIGN AND METHODOLOGY
1. Sources of data
2. Survey Instrument or Instrument of Data collection.
3. Location of data
4. Research questions.

CHAPTER FOUR

DATA PRESENTATION AND ANALYSIS
1. Presentation of Data
2. Analysis of data
3. Interpretation of Data.

CHAPTER FIVE

FINDINGS, CONCLUSION AND RECOMMENDATION
1. Findings
2. Recommendation
3. Conclusion
Bibliography
Appendix

PROPOSAL

LOAN SYNDICATION AS AN ALTERNATIVE BUSINESS FINANCING STRATEGY IN NIGERIA
Lack of fund has been one of the major problems militating against the progress and growth of our business organizations in Nigeria. This is caused by a lot of factors such as low savings (vicious circle of poverty), ignorance of the public to invest, mismanagement etc. there are many ways of solving the problems of finance and providing adequate finance to our business organizations such as equity stock, savings, ploughing back profits, but for the purpose of this research, we have to pay attention to loan syndication.

This research will focus on the appraisal of the methods and ways through which Union Bank of Nigeria Plc source for fund in form of loan from a group of financial institutions such as commercial banks, merchant banks, insurance companies, development banks and financial institution like governments thrift societies friends. It will also focus on the different classes of loan notably, long-term loan, medium term loan, and short term loan. The classes of loan provided by the different types of financial institutions enumerated above will also be considered by Union Bank of Nigeria before using loan as a source of finance instead of other sources. Similarity, it is also pertinent to treat the factors, which are considered by consortium of financial institutions before giving out loans to business organizations. The securities and interest rates treatment acceptable to the consortium will also be look into. Also, the reason why some financial institutions do not go into loan syndication will also be inquired into. Before ending this research, it is important to study how the interest of the constitution is protected in the Union Bank of Nigeria as well as how the interest of each member of the consortium is protected within the group. These points enumerated above when treated, Union Bank of Nigeria chooses to finance their projects and particularly loan syndication and we feel anybody who enjoys it. Summarily, the research work will be grouped into five chapters. Chapter one will contain the introduction, sub-topics as background of study, statement of problem, objectives of study, significance of study and so on.

Chapter two contains the literature review. This chapter will give the detailed analysis of the topic. It is here that we state the meaning of the topic of the research different types of syndicated credit finance, the procedures for syndicating a loan etc....
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