Islami Banking System of Aibl

Topics: Bank, Cheque, Banking Pages: 32 (8185 words) Published: March 24, 2011
Al-Arafah Islami Bank

Topic: - “ Islamic Banking System”

Prepared by: -
Md. Ashrafuddin
ID No: - 07201107849
BBA, 12th Batch

Date of Submission: 22/ 01/ 2011
University Of Liberal Arts Bangladesh

Letter of Transmittal

22nd April, 2009
Prof. Dr. Syed Masud Hosain
School of Business Studies
Southeast University, Dhaka

Subject: Submission of Internship report.

Dear Sir,
With great pleasure and honor, I am submitting my internship report namely “Principles and Practices of Islamic Banking” as an academic requirement of my Internship program.

I tried my level best to merge all the necessary and current information gathered from sources and knowledge acquired during the internship program and from the entire BBA program to represent this report as a unique outcome of my efforts. I firmly believe that the suggested ways and measures excluding their limitations will be helpful enough to fulfill the purpose of any further target.

I respectfully request you to accept this report for further evaluation.

Thanking you
Sincerely yours

Md. Khairul Baser
ID: - 2006010000016
BBA, 12th Batch
Southeast University.


I, Md. Khairul Baser, the student of Bachelor of Business Administration (BBA), Batch 12th bearing ID: 2006010000016 major in Finance from Southeast University Bangladesh, would like to declare here the declaration of An Internship report on “Principles and Practices of Islamic Banking”, in Bangladesh which I have not submitted for any other degree before.

Md. Khairul Baser
ID: - 2006010000016
12th Batch
Major: Finance
Southeast University.


This Is to Certify That Md. Khairul Baser has done the internship program under my supervision. He has prepared a report named “Principles and practices of Islamic Banking” submitted it to me. I think on the basis of the declaration the student given this work is him own and it has not been submitted anywhere for any degree.

I also declare that this paper is his original worked and prepared for academic purpose which is a part of BBA and the paper may not be used in actual market scenario.

I further certify that this report will fulfill the partial requirement of the award of the degree BBA.

Prof. Dr. Syed Masud Hosain
Dean, School of Business Studies.
Southeast University.


Finally my internship report has successfully completed and hereby first I give thanks to my almighty Allah. Next, with the warm gratitude of my heart I would like remember the names of all of them who have helped me from every side in accomplishing this report as well as my internship program.

I feel very much lucky to get a great opportunity to carry on my internship program with such a remarkable bank like Al-Arafah Islami Bank Ltd. I would like to thank Md. Nurul Haque (Assistant Vice President and Manager) and Md. Jashim Ahmed Chowdhury (Senior Principal Officer & 2nd Officer) to permit me work as an intern at his Mouchak Branch.

I remember and thank, with greatfulness, my mother, brother and all of my friends namely Faysal, Atik, Habib, Raju who was always with me and encourage me every now and then to prepare the report.

At last, my extreme gratitude and thanks are for my honorable academic supervisor, Prof. Dr. Syed Masud Hosain, Dean, School of Business Studies. Southeast University Bangladesh for guiding me from the beginning to the ending in preparing this report. Her extended helping hand, enormous assistance and care in every step of the work have brought this to a successful accomplishment.

1.1 Introduction

The Jews in Jerusalem introduced the system of banking in the form of money lending before the birth of Christ. The word 'bank' was probably derived from the word 'bench' as during ancient time Jews...
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