This study is about Investment Management System of Al-Arafah Islami Bank Limited (AIBL), Investments are operating by this bank with Islami sharia formula as no interest payment system but give profit from client deposit amount. Investment practice consists of some stage like Selection of the client, Application stage, Processing and appraisal, Sanctioning stage, Documentation stage, Disbursement stage, Monitoring & Recovery stage. It has been found that the investment process is lengthy and tiresome for the clients. AIBL investment process should become easier and should increase their investment ratio by reducing lengthy time process of investment and reducing required return on investment. It should also increase their modern facilities like SME loan, credit card facilities and ATM booths services etc.
1.2. Origin of the report
For any business school student only curriculum activity is not enough for handling the real business situation, therefore it is an opportunity for the students to know about the field of business through the internship program. As internship program is a perfect blend of the theoretical and practical knowledge. This report is originated to fulfill the requirement of the assign project internship report on “Investment Management System of AIBL”. In this regard an organization attachment at Hazaribag Branch of Al-Arafah Islami Bank Limited has been given to me a period of three months. During this period I learned how the host organization works with the help of the internal supervisor.
The internal supervisor assigned me one of the projects and shuffled me around to educate me about the operation of a bank.
This internship report is an important partial requirement of four years BBA graduation program. This is because knowledge and learning become perfect when it is associated with theory and practice. By this internship program students can establish contacts and networking. Contacts may help to get a job in practical life. That is, student can train and prepare themselves for the job market. A poor country like Bangladesh has an overwhelming number of unemployed educated graduates. As they have no internship experience they have not been able to gain normal professional experience of establish networking system, which is important in getting a job. Therefore, it is obvious that the significance of internship is clearly justified as the crucial requirement of four years BBA graduation.
1.4 Scope of the Report
As I was assigned to the Al-Arafah Islami Bank Ltd, Hazaribag Branch, there is enough scope of the study. The report covers the topic “Investment Management System of AIBL”. To conduct a study on investment management system of Al-Arafah Islami Bank, I have gathered valuable information from AIBL, Hazaribag Branch and I have also got some information from website of Al-Arafah Islami Bank.
Despite this topic there are many sectors for working and analysis, like:
❖ An overview of Al-Arafah Islami Bank Limited
❖ Financial performance of AIBL
❖ Investment management scenario of AIBL
1.5 Objectives of the Report
❖ General objective
The prime objective of this report is to examine the “Investment Management System of Al- Arafah Islami Bank Limited.’’
❖ Specific objectives
There are some specific objectives also:
▪ To know the mode wise, sector wise and geographical allocation wise investment of Al-Arafah Islami Bank Limited ▪ To know about the different investment scheme of AIBL ▪ To examine about the investment income position of AIBL ▪ To find out the procedures of Investment
▪ To examine the present status of Total deposit and Investment of AIBL ▪ To indentify some findings and make some possible recommendation
Methods followed to perform a job or conducting activities to complete a task is called methodology. In conducting this study the...