Bachelor of Business Administration (BBA) program consists of integrated theoretical and practical method of teaching. In fact practical orientation with day-to-day activities of an organization is one of the most important requirements of BBA program. To fulfill this purpose I was sent to Shahjalal Islami Bank limited (SJIBL), Foreign Exchange Branch as an intern in this regard under the supervision of two supervisors one is internal form the institute and another is from the organization for three months. The paper will deal with the “Banking Business Operation of Islamic Bank: A Study on Shahjalal Islami Bank Limited”. On the basis of working experience for this period I have prepared this report and I have tried my best to relate the theoretical knowledge with the practical work situation.
1.2 Objective of the Study
The primary objective of this report is to get acquainted with the banking business operation of Islamic Bank. The specific objectives of the report are: To study various desk works of the Shahjalal Islami Bank Limited. To know about the General Banking activities of the banks. To know about the Foreign Exchange system.
To know the Investment policy of the Banks.
To know about the remittance of funds.
To acquire an in depth understanding of the functions of each department. Coordinating the functions of various departments.
1.3 Scope of the study
The focus of the report will be on various functional areas of Shahjalal Islami Bank Limited.
I was assigned to Shahjalal Islami Bank Limited by the authority and found the following boundary of my study there:
•Account opening department
•Export and import department
1.4 Methodology of the Study:
To meet the objectives of the study I realized that a single method would not be effective. Formal & oral discussion, direct observation, questioning clients & printed papers of the Bank were found useful. To collect the necessary and meaningful information the following methods were applied. Both primary and secondary sources were used in here.
1.4.1 Data Collection:
The report was fully investigative in nature. Data have been collected from two sources: •Primary sources
22.214.171.124 Primary Sources are as follows:
Face-to-face conversation with the respective officers and staffs of the Branch. Practical work experience in the different desks of the departments of the Branch covered. Relevant file study as provided by the officers concerned.
126.96.36.199 Secondary Sources of data and information are:
Annual Report of Shahjalal Islami Bank Limited.
Web site of Shahjalal Islami Bank Limited.
Different 'Procedure Manual', published by Shahjalal Islami Bank Limited.
1.5 Organization of the Report
This report divided into two major parts. One is organizational part and another is main assigned part. Chapter 1&2 uncovers Organizational part, that mainly focuses on the reason why this report is done and also consist limitation, scope and overview of the organization that consist a comprehensive idea about SJIBL by covering the issues like; background of the bank, mission and vision of the SJIBL, corporate profile, organizational structure, function of SJIBL, branch network, performance and growth of SJIBL. The main part of the report contains Chapter 3, 4, & 5 (General Banking, Investment, & Foreign Trade Business operation of SJIBL). Finally Chapter 6 contains Findings, Recommendation & Conclusion.
•Due to confidentiality the data available may not be accurate. •Supply of more practical and contemporary data is another shortcoming •The study may not be done very successfully due to inexperience. •On our schedule time we could not find the respondent. Because they were busy with their work on that time.