Internship Report
1.0 INTRODUCTION
1.1 Origin of the Report
Internship program is a prerequisite for EMBA program. Before completion of the degree, a student must undergo the internship program. Internship program is a perfect blend of the theoretical and practical knowledge. As the classroom discussion alone cannot make a student perfect in handling the real business situation, therefore it is an opportunity for the students to know about real life situation through this program. This program consists of three phases:
I. Organization orientation to acquaint at the intern 's as with structure, function and performance of the organization. II. The project work pertaining to a particular problem or problems matching with the intern 's area of specification and organization 's requirement and III. The report writing to summarize the intern’s analysis, findings and achievements in proceeding two phases.
The report on "Credit Appraisal System and Credit Management of Prime Bank Ltd." is prepared by Mohammad Mahmud Hasan individually under the supervision and guidance of Dr. Anisur Rahman, Professor, Department of Marketing, University of Dhaka and Mr. Md. Golam Rabbani, Senior Vice President and Head of Credit Monitoring & Recovery Unit, Head Office, Prime Bank Ltd. to meet the requirement of the internship program of EMBA.
1.2 Objectives
Part A: Organization Part ▪ Exploring various features of Prime Bank Limited (PBL) ▪ Analysing the performance of PBL
Part B: Project Part ▪ Finding out the credit appraisal and credit management system, practiced by PBL ▪ Analysing and comparing the credit appraisal and management of PBL with that of standard
1.3 Scope of the Report
The study would focus on the following areas:
▪ Credit appraisal system of PBL & ▪ Portfolio (of loans or advances) management of PBL
Each of the above areas would be critically analyzed in order to determine the efficiency of PBL’s credit appraisal and
1.1 Origin of the Report
Internship program is a prerequisite for EMBA program. Before completion of the degree, a student must undergo the internship program. Internship program is a perfect blend of the theoretical and practical knowledge. As the classroom discussion alone cannot make a student perfect in handling the real business situation, therefore it is an opportunity for the students to know about real life situation through this program. This program consists of three phases:
I. Organization orientation to acquaint at the intern 's as with structure, function and performance of the organization. II. The project work pertaining to a particular problem or problems matching with the intern 's area of specification and organization 's requirement and III. The report writing to summarize the intern’s analysis, findings and achievements in proceeding two phases.
The report on "Credit Appraisal System and Credit Management of Prime Bank Ltd." is prepared by Mohammad Mahmud Hasan individually under the supervision and guidance of Dr. Anisur Rahman, Professor, Department of Marketing, University of Dhaka and Mr. Md. Golam Rabbani, Senior Vice President and Head of Credit Monitoring & Recovery Unit, Head Office, Prime Bank Ltd. to meet the requirement of the internship program of EMBA.
1.2 Objectives
Part A: Organization Part ▪ Exploring various features of Prime Bank Limited (PBL) ▪ Analysing the performance of PBL
Part B: Project Part ▪ Finding out the credit appraisal and credit management system, practiced by PBL ▪ Analysing and comparing the credit appraisal and management of PBL with that of standard
1.3 Scope of the Report
The study would focus on the following areas:
▪ Credit appraisal system of PBL & ▪ Portfolio (of loans or advances) management of PBL
Each of the above areas would be critically analyzed in order to determine the efficiency of PBL’s credit appraisal and
References: 1. Cole, Robert H, Consumer and Commercial Credit Management, Irwin Publisher, 5th edition, 1976. 2. Hempel, George H. & Simonson, Donald G., Bank Financial Management, John Willy & Sons Publisher, 1st Edition, 1991. 3. Activities of Bank and Financial Institution (1996-1997), Banking Sector, Ministry of Finance, Govt. Republic of Bangladesh. 4. Annual Report for the year 2001, 2002, 2003, 2004 and 2005 of Prime Bank Ltd.