School of Business
Asian University of Bangladesh
Sub: Submission of Internship Report
Here is the report I have conducted during my 3-months Internship in LankaBangla Finance Limited under your supervision as a partial requirement of MBA Program.
The report will focus on “Lease Financing Practice and Policy of LankaBangla FinanceLimited” This Internship program gave me an opportunity to have a practical exposure to the working environment in the Credit and Investment Division of LankaBangla Finance Limited (LBFL). I have acquired a good knowledge on its Lease and Loan operations.
I sincerely hope that my report will meet your requirement. I will be available for any kind of further clarification, if needed.
Mohammad Shahalam Sarker
Id # 201011024
First of all I am grateful to Almighty Allah for finishing this report in time.
The success of this report depends on the contribution of a number of people specially those who have shared their thoughtful guidance and suggestions to improve this report.
This report would not have been possible without the enthusiasm and support of my Faculty advisor of my Internship program Mr. Abdul Matin, Lecturer, School of Business Asian University of Bangladesh. I am thankful and grateful for his guidance, constant and spontaneous support, efficient supervision and constructive suggestions.
My heartfelt thanks also go to my organizational Managing Director Mr. Mafizuddin Sarker, Supervisor, Mr. Abul Kalam Azad Vice President, Credit and Investment Division, LankaBangla Finance Limited. His guidance, advice and cooperation helped me to complete this report successfully.
I would also like to express my heartiest appreciation and felicitation to all the Managers and officers of Credit and Investment Division, LankaBangla Finance Limited; Specially Mr. Rashedul Haque, Mr. Mohammad Shoaib, Mr. Md. Moniruzzaman, Mr. Abu Hasan Masud Mr. Sifat Choudhury, Mr. Parvez Alam, Mr. Md. Tareque Anower Bin Rashid, Mr. Junaid Murshid, Mr. Sabbir Islam, Mr Mustafizur Rahman, Mr. Shamsul Arefin, Mrs. Ruma & for their excellent support, guidance and full cooperation extended to me during my Internship period.
Last but not the least, I also acknowledge my family members and friends for their support and encouragement throughout my internship period and also while preparing this report. Executive Summary
The report represents the three months working experience on the LankaBangla Finance Limited, Head Office, Safura Tower, 20, Kemal Ataturk Avenue, Dhaka. This report will present a study of the “Lease Financing Practice and Policy of LankaBangla Finance Limited”. The focal point of the study is to overview the whole activities of LBFL’s Lease Financing Services, to have idea about their policy regarding lease financing, to identify its strengths and weaknesses and to analyze its performance based on the available data.
This report is divided into different parts. At first the background of the project, its significance, objectives and methodology along with the limitations encountered has been described. The next part carries the overview of LankaBangla Finance Limited including their Corporate Strategy and Policy, the services they provide, the functions of the “Credit and Investment Department” department, the performance analysis of LBFL’s “Lease Financing Practice” comparing to other Non bank financial institutions in Bangladesh. The report also provides some SWOT analysis on the services of LBFL.
The report focuses on the over all operating policy and procedure of Lease operation of Credit and Investment Division It describes the whole lease financing cycle. I have also given recommendations on how the Credit and Investment Division can improve more and which area need to be concerned more. The last part is case analysis...