There are many differences between insurance and social assistance programs. They differentiate in administration, financing, coverage and the basis of payments. Insurance is having coverage for the most important and costly things that need to be protected throughout life. Health insurance is used to help cover the cost of routine check-ups, immunization, medications, emergency visits, surgeries, and hospitalization. These costs increase over time due to the increase in the quality of care and prescription costs. Depending on what your income and insurance plan you have you will be opted to pay a deductible before your insurance company will pay their part. Auto insurance protects auto accidents, medical bills from accidents, and repairs such as collision coverage. Social assistance programs are solely for people who have a low income, or are unemployed due to disabilities, maternity leave, or have children and are unemployed. Auto and health insurance have many similarities as well as differences. When it comes to auto insurance you are paying a predetermined amount to keep a coverage on your vehicle. Whether it be a car accident, theft, repairs or towing and protecting against an accident if you are at fault. Depending on what type of insurance you have and how much you are willing to pay for your coverage is all based on what you receive on your auto insurance. Health insurance is primarily to keep you in a good health. There are more than 51 million people throughout the US that have no health insurance. Having health insurance is so important in order to have routine check-ups, ER visits for illnesses, giving birth, medication and hospitalization which are all very costly matters. The similarity between these two types of insurance is to protect you against the financial hardships the happen throughout life to be able to afford them.