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Informative
Philippa Major
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Informative Speech
Topic: Ways to Save Money in College

People our age in today’s society are all about living a certain type of lifestyle, from what we wear, the late night partying, to eating tons of fast food and having relationships. We tend to lose track of our spending habits and blow away all of our money instead of saving. Saving money is a very good habit that we should be practicing from an early age. This is why from a young age our parents try to encourage us to save by giving us piggy banks. The ability to save money is the cornerstone of building wealth and at this point of our lives building wealth should be our prime goal and motivation as we are on the verge of leaving the only financial protection and security which are our parents/ guardians. This is the main reason as to why we all are here today sitting in this very class, to build wealth, and what better way to build ourselves than to build our wallets, bank accounts, or for some under our mattresses, then to save money. Good night, my name is Philippa Major and I am here to inform you on ways to save money as a college student.

1. Making a Budget
Making a budget allows you to breakdown your funds into different expenses. It tells you how much money is coming in and where you are spending it and how you can cut cost along the way. Some common are; food, tuition, gas, personal life, textbooks.
Books
Instead of purchasing overpriced textbooks from Chapter One, your first option should always be to try to download pdf version of the book online from popular torrent sites such as; file sharing, kickass.to or pirate bay. If you can’t find your book online another option would be to purchase used textbooks from amazon.com or Barnes&noble.com. And for persons that are not too good with online purchasing can refer to popular Facebook page “Who/Who Not to take as a COB lecturer”, this is where COB students normally post books they are selling and sometimes renting.

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