Individual Learning Journal 2
Individual Learning Journal
What have you learned from Surveying Studio?
I have studied the general idea of the housing market in Hong Kong including the history and the current situation, how global economics, regional economics and local economics affects the housing market, Two ways of housing policy measurement – demand-side management and supply-side management.
Furthermore, I learnt how to determine the affordability, understand the regulation issued by government, official organizations towards controlling housing market. Moreover, I found out what could be determining factors to affect the tenure choice, from a user-oriented approach , rather than in macroscopic ,but microscopic.
Also, about skills, I learnt how to enter data to export as graphs to find the trend between some dependent incidents. Moreover, I leant to find appropriate tools to tackle the problem, for example as mortgage payment involve multiple interest calculation; different mortgage calculators would be very helpful.
What is your main contribution in this problem scenario?
In terms of topics, I work on Affordability at research stage and in-charge of introduction to property market at presentaion. In general, I help framing our presentation and report.
For constructing the structure, as the topic consists of many aspects, I helped constructing a flow of presentation that, we will investigate whether it is a good time to enter the property market first, which is concerning about the general environment, in macroscopic, and then investigate whether Billy and Amy can or cannot buy a flat, which is from the point of view of the users – Billy and Amy. Hence we can determine the conclusion easier and in more systematic way.
Talking about affordability, I use the predicted salary information, which prepared by Priscilla, and then combine with governing notices by HKMA, HKMC, then process through mortgage calculator to calculate the debt to income ratio of Billy and Amy, whether they can
What have you learned from Surveying Studio?
I have studied the general idea of the housing market in Hong Kong including the history and the current situation, how global economics, regional economics and local economics affects the housing market, Two ways of housing policy measurement – demand-side management and supply-side management.
Furthermore, I learnt how to determine the affordability, understand the regulation issued by government, official organizations towards controlling housing market. Moreover, I found out what could be determining factors to affect the tenure choice, from a user-oriented approach , rather than in macroscopic ,but microscopic.
Also, about skills, I learnt how to enter data to export as graphs to find the trend between some dependent incidents. Moreover, I leant to find appropriate tools to tackle the problem, for example as mortgage payment involve multiple interest calculation; different mortgage calculators would be very helpful.
What is your main contribution in this problem scenario?
In terms of topics, I work on Affordability at research stage and in-charge of introduction to property market at presentaion. In general, I help framing our presentation and report.
For constructing the structure, as the topic consists of many aspects, I helped constructing a flow of presentation that, we will investigate whether it is a good time to enter the property market first, which is concerning about the general environment, in macroscopic, and then investigate whether Billy and Amy can or cannot buy a flat, which is from the point of view of the users – Billy and Amy. Hence we can determine the conclusion easier and in more systematic way.
Talking about affordability, I use the predicted salary information, which prepared by Priscilla, and then combine with governing notices by HKMA, HKMC, then process through mortgage calculator to calculate the debt to income ratio of Billy and Amy, whether they can