How to Face Bank Interview

Topics: Bank, Capital requirement, Risk management Pages: 100 (27591 words) Published: October 27, 2012
Compiled by:
V. Ranga Prasad, IOB, STC, Chennai

D:\Prasadh\Promotion 2008\Banking Topics of interest.doc


How to Face Bank Interviews?
Authored by : Sh. N S Toor
The book contains study material on all such aspect of banking, finance and economy, about which the interview boards normally ask questions. It can be used by the candidates appearing in interview in their respective banks at various levels, particularly the Senior level positions. The book is available with the publishers M/s Skylark Publications, 1/5, Bhagat Singh Lane, Gole Market, New Delhi Phone 011 23361 966. The broader contents of the opening chapter are summerised as under:

Interview is an opportunity for you to present your personality consisting of your attitude, views and awareness level before the Interview Board, so that the potential in `you' is appropriately judged by the members on the Interview Board, who are learned people in their own fields of specialisation.

What is evaluated during the interview ?
The interview board, in order to judge your POTENTIAL evaluates your Performance in the recent past, Operating style, Team building capabilities, Effectiveness, Neutral judgment level, Transparency in dealings, Initiatives, Attitude and Leadership qualities. Though the interview is not a new process for many of you, being already in job, but you have no way of knowing exactly what is going to be asked and how that would be tackled. The following general tips can help a candidate appearing for an interview, to face the questions confidently.

Should you prepare pre-scripted questions?
It is important that you must not venture to go for an interview with a predetermined script of exactly what you are going to say. What is actually required, is the tactics that enable you to navigate successfully through the interview. This author had the opportunity of being both, the interviewee and interviewer on several occasions during his banking career and was able to make use of the strategy suggested below.

What you should prepare?
You should spend enough time to make the choice of the contents relevant to your interview. These contents differ for interviews depending upon the level for which the interview is being held. Broadly these can be disintegrated into macro and micro aspects.

At macro level you should have an understanding of:
"Important events (economic and political) taking place globally and their bearing on the performance of your organisation.
" Status of Indian economy and its impact on the banking system in India in terms of growth of business, quality of assets and profits.
" Vision and mission of the bank and its strengths and weaknesses (in terms of quality of manpower, geographical spread, level of use of information technology, introduction of new customer oriented products, pricing in terms of interest rates offered and the effectiveness in terms of delivery), market share of the bank, the D:\Prasadh\Promotion 2008\Banking Topics of interest.doc


challenges, your bank and banking industry is facing and the priorities and policies laid down by the top management of your bank..
At micro level you should have appropriate information about: " Your professional achievements during the recent 3-4 years; " Strength of your family background (including dislocation on promotion, problems of growing children, serving wife, old parents) and educational and professional background;

" Some information about the subjects you studied in your last academic examination;
" All important happening around your work place (frauds, shift of big accounts from your bank etc);
" Your hobbies, leisure time activities;
" Important development reported in the News-papers of recent weeks. Take full advantage of your speech and body language
You should bear in mind that your employer or the members of the interview board want to get to know you and interview is a medium for interaction. Hence you should express yourself...
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