MT305-Health Care Organization and Delivery
Professor Martha Jennings
June 8, 2010
It is prudent to keep in mind that the current system leaves million Americans without health insurance. There are many factors contributing to the poor care quality. Healthcare is too expensive already and barriers just contribute to Americans not getting proper medical care. Americans want the best possible healthcare they can get and they are demanding a basic necessity insurance coverage despite their circumstances. Health care insurance needs to be simplified. Let examine these ten determinants and see if resolving them can simplify healthcare for everyone. Determinant One: Lack of financial
Low-income households without access to government or private sector charity programs may be particularly impacted by rising health care costs. Almost half of the uninsured low-income chronically ill have reported problems in paying medical bills, which has likely contributed to delaying or foregoing medical care (Effects of Health Care Spending on the U.S. Economy).
The truth is that everyone does not make the same amount financially. With that said Americans cannot afford to pay bills, feed their families, and have medical insurance. High premiums and too many restrictions make affording medical insurance difficult. The U.S. health care coverage system is employer-based. More and more employees are opting out of coverage because the system does not cater to them but to the employers.
Americans are struggling to pay higher premiums, deductibles, and co-payments and shifting more cost onto them will just add more pressure and additional hardship at the doctor's office and the bargaining table. (What's Wrong with America's Health Care). Determinant Two: Social status
High-income people think it is unfair for them to pay higher taxes in order to cover the health care expenses for the poor. Rich people need to realize that the poor’s cheap source of labor is partly contributes to their affluence. Lower-class severely suffered from negative effects caused by the higher-class’ accumulation such as environment pollution, inflation, discrimination and so on. Class is a powerful force in health and longevity in the United States. The more education and income people have, the less likely they are to have and die of heart disease, strokes, diabetes and many types of cancer. Upper-middle-class Americans live longer and in better health than middle-class Americans, who live longer and better than those at the bottom. And the gaps are widening, say people who have researched social factors in health. Without money or connections, moderate tasks consumed entire days. Then there is the issue of social networks and support, the differences in the knowledge, time, and attention that a person's family and friends are in a position to offer (Scott, J). Determinant Three: Education
Many risk factors for chronic diseases are now more common among the less educated than the better educated (Scott, J). Patients have problems obtaining, processing, and understanding basic health information because they do not understand the jargon used by doctors. Patients with a poor understanding of good health may not know when it is necessary to seek care for certain symptoms. While problems with health literacy are not limited to minority groups, the problem can be more pronounced in these groups than in whites due to socioeconomic and educational factors. Determinant Four: Language
Language differences restrict access to medical care for minorities in the United States who are not English speaking (Access to Health Care in America). Communication is critical in order to render appropriate and effective treatment and care regardless of a patient’s race. Miscommunication can lead to incorrect diagnosis, improper use of medications, and failure to receive follow-up care. Additional...