Due to the upcoming presidential election, the two major political parties and
their candidates have been focusing on the primary problems that the nation will face in
the future. Chief among those problems is the future of Medicare, the national health-
insurance plan. Medicare was enacted in 1965, under the administration of Lyndon B.
Johnson, in order to provide health insurance for retired citizens and the disabled. The
Medicare program covers most people aged sixty-five or older, as well as handicapped
people who enroll in the program and consists of two health plans: a hospital insurance
plan and a medical insurance plan. Before Medicare, many Americans didn't have health
insurance coverage, but since its inception the program has enrolled almost forty million
beneficiaries, who jointly fund the insurance program along with the national
According to Dr. Don McCanne, a member of the Board of Directors of
Physicians for a National Health Program, before the passage of Medicare in 1965, only
52% of persons age sixty-five and over had hospital insurance and less than 15% had
adequate health insurance. The Medicare program has improved access to healthcare and
improved the quality of life for millions of elderly members and has provided insurance
for millions of people with disabilities. By reducing the burden of large medical bills,
Medicare also has improved the economic status of the elderly. As Dorothy Price points
out, over its thirty-three year history, Medicare has channeled billions of dollars into the
health care system helping to foster enormous improvements in health care technology
and medical education. Unfortunately though, the program is now facing two major
problems: beneficiaries are still having trouble in finding affordable care and the
Medicare program itself is not properly funded.
As a result of these problems,... [continues]
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(2008, 04). Health Insurance Reform. StudyMode.com. Retrieved 04, 2008, from http://www.studymode.com/essays/Health-Insurance-Reform-145282.html
"Health Insurance Reform" StudyMode.com. 04 2008. 04 2008 <http://www.studymode.com/essays/Health-Insurance-Reform-145282.html>.
"Health Insurance Reform." StudyMode.com. 04, 2008. Accessed 04, 2008. http://www.studymode.com/essays/Health-Insurance-Reform-145282.html.