Health Care, Do We Need a Change?

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Health Care, Do We Need a Change?
Desiree Brownell
Mrs. Greene
April 4, 2010

It was said by the CDC (Center for Disease Control and Prevention) that 43.8 million people were uninsured in 2008 and the number of persons uninsured has elevated since. Could you imagine being ill and not being able to afford the care that you need? Healthcare seems to be a very popular subject, especially these days. Health care is so popular now that the government is even debating over it, and that includes the president of the United States. Health care is an important subject because without health care we will not survive. Our health care takes care of people with illnesses and helps manage illness. This care can help save a person’s life in a life threatening situation. There are a few important topics on health care that the United States is currently debating about and those topics are: The different types of health insurance that are available to the citizens of the Unites States, Health care reform, Health care costs, and Future education in the health care field. There are a few countries that have a health care system in place, that are in fact run by the government. A couple of examples of these countries are Great Britain and Canada. Many people blame the government for the shortage of these health care systems that are in place in some of these countries. Others are afraid that the government is in a way taking away their freedom. Then there are those that believe that if the government where to run the health care system, then it would give them more benefits and it will be easier for them to receive care. In general health care has always been a broad topic to discuss. But while some people believe that the health care system should not be tampered with, changes are needed in regards to Education in health care field, health insurance, and health care costs. The United States is one of the only prosperous countries that do not primarily have a universal health care system in place (Institute of Medicine of the National Academy of Sciences). There are numerous types of health insurance available to the public and countless plans available. But these insurance companies are not being used as much anymore due to the costs of these plans. Here is a graph from USA TODAY that shows rising costs of the average single person plan and family plans for 2009.  RISING PREMIUMS|

|
Year| Single| Family|
| | |
|
2000| $2,471| $6,438|
|
2001| $2,689| $7,061|
|
2002| $3,083| $8,003|
|
2003| $3,383| $9,068|
|
2004| $3,695| $9,950|
|
2005| $4,024| $10,880|
|
2006| $4,242| $11,480|
|
2007| $4,479| $12,106|
|
2008| $4,704| $12,680|
|
2009| $4,824| $13,375|
|
Source: Kaiser Family Foundation; Health Research & Educational Trust | USA TODAY has said that the costs for your average premium health insurance plan is now more expensive than most compact cars, and insurance that has been offered from employers were already up 5% in 2009 as well. There are many similar types of health care plans that are from private insurance companies, which may be carried by an employer, or from government health insurance which basically insurance that is sponsored by the government. Some of these private companies can be companies such as Anthem, and CIGNA. The main reason for persons to carry health insurance is so that a person will not have to pay so much in unforeseen fixed costs. There is a huge drop in the availability of health insurance for those that are employed. “Employers' ability to provide health insurance coverage for their employees is in a rapid decline, leaving employees either without health insurance or needing to look elsewhere” (Adams, 2004) Because of insurance issues like employers not being able to provide insurance for employees, Barrack Obama our current president of The United States started pushing the issue on health...
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