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Running Head: OBAMACARE

The Obama Care Policy
American National Government
POL 201
Jacqueline Arnold
Instructor Kimminau
January 8, 2013

OBAMACARE 1

In this short essay about the “Obama HealthCare Policy,” I will discuss the problems of the policy. I plan to explain the history, and the meaning of this policy. In this essay I will be discussing the pros and cons of the Obama HealthCare Policy, as well as the issue’s with the Federalism. I will be evaluating the pros and cons from two other perspectives. The Obama Care is a name for Patient Protection and Affordable Care Act of 2012. You may not even realize it yet, that part of this act has already affected you, and the economy. The main controversial part is the mandate that everyone has to purchase private health insurance or pay a fine. This does not go into effect until two thousand and fourteen. If you cannot afford the insurance, and if you fall under a certain bracket, free medical is provided for you, such as
Medicaid. The Obama Care reforms and regulates insurance companies and health care standards. The Obama Care requires that all Americans have health insurance, either through a private provider or through the State, and or Federal assisted program. The penalties for not having the insurance is that you will pay a tax. This tax will be one percent of your income in two thousand and fourteen and two-point five percent in two thousand and sixteen. However, they say the Obama Care is not a mandate, it is a tax. The Obama Care for America Plan aims to reform the health care industry by cutting out waste, reallocating where the government funds goes, fixing what does not work, and most of all ensuring that all Americans have healthcare. The benefits of the policy is that if you make less than ninety-three thousand and seven hundred as a family, and forty-six thousand and twenty-one hundred as a

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