Topic : HDFC Bank
SUBMITTED TO: SUBMITTED BY: Dr. MAYANK DHAUNDIYAL RAAVI KATYAYAN PROF. VIVEK BAJPAI RAHUL YADAV RAHUL MALHOTRA RAJAT R SRIVASTAV
Table of Contents
S. No.| Topic| Page No|
1| Acknowledgement| 3|
2| Introduction| 4|
3| Products and Services| 6|
4| Competitors| 7|
5| Interest rates| 8|
6| Financial Analysis| 9|
7| SWOT Analysis| 14|
We take this opportunity to express profound gratitude and deep regards to our guide Dr. Mayank Dhaundiyal and Prof. Vivek Bajpai for their exemplary guidance, monitoring and constant encouragement throughout the assignment. The blessing, help and guidance given by them time to time shall carry us a long way in the journey of life on which we about to embark. We are obliged to each and every member of our group for the valuable information provided by them. We are grateful for cooperation during the period of assignment. Yours obediently
HDFC (Housing development Finance Corporation) Bank Limited
In August, 1994 the Housing Development Finance Corporation Limited (HDFC) was incorporated in the name of HDFC Bank Limited. The Reserve Bank of India has approved in principle to set up private banks. HDFC was one of the first organizations to receive in principle approval from RBI. The HDFC Bank has its registered office in Mumbai. In January 1995, the operations of HDFC Bank as a commercial bank has commenced. In India and in international markets HDFC has an impeccable track record. HDFC has maintained a healthy growth and a consistency in its operations and remained as a leader in market of mortgages. The portfolio of HDFC’s outstanding loan has a million dwelling units. HDFC has a large corporate client base for housing related credit facilities. HDFC was ideally positioned to promote a bank in the Indian market with its experience and strong reputation in market of finance.
* It was among the first companies to receive an 'in principle' approval from the Reserve Bank of India (RBI) to set up a bank in the private sector.
* Times Bank Limited (owned by Bennett, Coleman & Co. /The Times Group) was merged with HDFC Bank Ltd., in 2000. This was the first merger of two private banks in India.
* In 2008 HDFC Bank acquired Centurion Bank of Punjab taking its total branches to more than 1,000.
HDFC bank is committed to maintain the highest level of ethical standards, professional integrity and regulatory compliance.
I. World-class Indian Bank....