The Uninsured and underinsured in Americas Population
HCA 305: The US Healthcare system
Instructor: Nicole Kirksey
March 31, 2014
These past five weeks have been a true eye opening experience I always knew that there were so many people who were uninsured or underinsured. Over these past five weeks I have learned so much about the healthcare industry and what is happening in the world around us. Many people tend to be blind when it comes down to the issues at hand. I fall into the statistic when it comes to being uninsured or not having enough coverage, it discourages people to seek the treatment that they need because they are scared of what is going to happen or if they are going to receive proper care like every other individual or treated differently because they don’t have insurance or money to pay it can be as simple as not being able to afford the treatment itself. I chose this particular topic to write my final assignment because I can honestly say that I can relate to this issue and it is a serious problem that has been facing Americans for a while now.
In this essay I plan on talking about everything there is to know about this issue that has been facing the US today. We all know that people being uninsured or even underinsured has been a serious issue for many years now, we will discuss the major problems that are related to this issue, I will give a full detailed history of this issue we will start from the beginning I believe that it is important that people know where the issue started and see how far we have come, I will discuss this problem and I will also talk about this issue in another country other than the US, we need to find out if the problem is worse in the US or outside of the US. We will discuss the stakeholders that are involved and what they have done to address the issue so far. I will be talking about the Patient Protection and Affordable care act of 2010 because I feel that it is an important topic with the subject that I have chosen. I will also provide my own personal recommendations on what I feel should be done in the future as well as what the stakeholders should do to make these recommendations successful. I know that this is very important and is a subject that I can relate to because I myself have been uninsured for a long time. I would like to share my own personal experience on the issue at hand, I think that it is important to have a view from both sides. According to a trans-union healthcare survey ”97 percent of healthcare administrators, from 22 different hospitals in 15 different states stated that they have been seeing a rise in the uninsured and underinsured population which has resulted in an increase of bad debt and has caused straining on charity programs. It has become apparent that hospitals are working to ensure that they can balance a fine line between providing quality care while also being fiscally responsible”. (Rod Bazzani, Oct 20, 2008 P: 2836) “We are finding that more and more hospitals are looking to healthcare revenue cycles and financial products to decrease bad debt and match more uninsured patients with financial assistance” (Rod Bazzani, Oct 20, 2008 P: 2836) I believe that this is not right because people can’t afford health care but still need treatment so with the system they are being put further into debt than they were initially. We know that the history when it comes to people being uninsured and underinsured has been around for decades I want to show you the history behind trying to get healthcare passed. “It was in the earlier 20th century during the progressive era President Theodore Roosevelt was the very first American president to stand up against the cause of health insurance his proposal was that every American would have health insurance this was opposed and defeated by the American Medical Association (AMA), It was then during the Great Depression and after world war II when President Franklin Roosevelt and Harry...
Please join StudyMode to read the full document