General Banking Activity of the Premier Bank

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Chapter One

1.1 Introduction
Premier Bank Ltd is a scheduled commercial bank of Bangladesh. The Bank was established under the Bank Companies Act 1991 and incorporated as a public limited company under the Companies Act 1994 in Bangladesh with the primary objective to carry on all kinds of banking business in Bangladesh. It is one of the fast growing leading online banks in private sector. This is a descriptive report on Premier Bank Ltd. that mentions the activities of General Banking and other activities of the bank.

1.2 Origin of the study
As a part of the requirement of the MBA program of the Faculty of Business Studies of World University of Bangladesh. The topic of the study is General Banking Activities of Premier Bank Limited.

1.3 Objectives of the study

▪ To present an overview of Premier Bank Limited.
▪ To acquire practical experience in different banking services of Premier Bank Limited. ▪ To identify the financial strength and weakness of Premier Bank Limited.

1.4 Scope of this study
Premier Bank Ltd. is one of the leading banks in Bangladesh. The scope of the study is limited. The dissertation covers the organizational structure, background, functions and the performance of the branch as well as the bank. The scope of the study is just to acquaint with the operational scenario of Premier Bank Limited. For the bindings of security all the data could not be enclosed in this dissertation.

1.5 Study methodology

Primary and secondary data has been collected for my dissertation. So this dissertation is based on both primary and secondary data. Primary Sources
Primary data are collected by:
❖ Face to face communication with employees of the Premier Bank Ltd. ❖ Previous performance matters booklet.
❖ Data collected from internal report.
Primary data has also been collected by face-to-face conversation with the officers of some other Banks. Secondary sources
Secondary data has been collected for my dissertation from:
❖ Annual performance report of Premier Bank Ltd..
❖ Bank records
❖ Journals of the Bank
❖ Different books, training papers, manuals etc. related to the topic. ❖ Official Website of the Bank
❖ Annual report of Prime Bank Ltd..

1.6 Limitations

The present study was not out of limitations. But it was a great opportunity for me to know the banking activities of Bangladesh specially Premier Bank. Some constraints are as follows:

▪ The main constraints of the dissertation are inadequate access to information, which has hampered the scope of analysis required for the dissertation. ▪ Every organization has their own secrecy that is not revealed to others. While collecting data they did not disclose much information for the sake of organizational confidentiality. ▪ The bank personnel and officials were very busy with their occupational activities. Hence it was little bit difficult for them to help within their high schedule. ▪ Due to time limitations many of the aspects could not be discussed in the dissertation. ▪ Lack of current information.

▪ Very limited published material is available regarding the bank.

Chapter Two


The word ‘bank’ comes from the Italian word ‘Banco’ or ‘Banque’. Banco or Banque means a bench. In early stage money transaction activities was generally done by sitting on the benches in a market. Some body says the word ‘bank’ comes from the German word ‘bank’ that means the joint stock fund. But now this word ‘bank’ deals with the money transaction that made in an institution by following some prescribed rules.

The development of a country depends on the economic condition of the country. Attainment of the desired level of economic...
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