THESIS: American families will benefit from Family Security Insurance. STATEMENT OF SIGNIFICANCE: If your like me, you're getting a college degree to not only provide your self with an income, but also to take care your family members in their times of need. STATEMENT OF CREDIBILITY: I have found through researching work and family in the United State's, that we as a country are doing a poor job supporting parents, and I have found a policy that I believe would help. PREVIEW OF MAIN POINTS: First, we'll examine why working families need a better safety net today than working families have in the past, second, we'll take a look at how current laws are not doing enough to protect families from hardship in the current workforce, and finally, we'll understand how a modest proposal will make a dramatic difference for the lives of American families. BODY
I. Working families need a better safety net in today's workforce. A. The problem is that today's workplaces have not caught up with societal changes. 1.The work-life balance is getting increasingly harder for women because the current economic situation requires two earners. 2.Bankruptcy expert Elizabeth Warren stated that two-incomes are needed to make ends meet for middle class families in a 2006 article for the Social Science Research Council. B. This problem has the consequences that more children and women living in poverty. Elizabeth Warren's 2003 book "The Two-Income Trap", she states that having a child is now the single best predictor that a woman will end up in financial collapse. The US Census Bureau's 2011 data show among women who head families, 4 in 10 lived in poverty (up from 38.5 percent in 2009). The child poverty rate, already high at 20.7 percent in 2009, jumped to 22.0 percent last year. More than half of poor children lived in female-headed families in 2010. C. This problem started when...
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