Financing Sme

1.1 Title of the Study:   Financing of SME Mutual Trust Bank Limited

Mutual Trust Bank Limited is a well-known Bank in our country. They believe that smooth business of a Bank necessarily requires maintaining effective relationship with the customer marketing of Credit products and exploring new business opportunities

1.2 Organizational Profile

The Company was incorporated on September 29, 1999 under the Companies Act 1994 as a public company limited by shares for carrying out all kinds of banking activities with Authorized Capital of Tk. 38,00,000,000 divided into 38,000,000 ordinary shares of Tk.100 each. |

The Company was also issued Certificate for Commencement of Business on the same day and was granted license on October 05, 1999 by Bangladesh Bank under the Banking Companies Act 1991 and started its banking operation on October 24, 1999. As envisaged in the Memorandum of Association and as licensed by Bangladesh Bank under the provisions of the Banking Companies Act 1991, the Company started its banking operation and entitled to carry out the following types of banking business: |

(i) All types of commercial banking activities including Money Market operations.
(ii) Credit in Merchant Banking activities.
(iii) Credit in Company activities.
(iv) Financiers, Promoters, Capitalists etc.
(v) Financial Intermediary Services.
(vii) Any related Financial Services.

The Company (Bank) operates through its Head Office at Dhaka and 67 branches. The Company/ Bank carry out international business through a Global Network of Foreign Correspondent Banks.  

1.3 Rationale of the Study

As we know that the Credit operation is one of the basic functions of Commercial Bank. An Credit is an outlay of funds by the bank that is expected to produce benefits over a period of time and from that benefit depositors get a portion of amount. Bank earns profit to maintain borrowing and lending money from their customers. As an Credits represent... [continues]

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