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Gutteridge Haskins & Davey Pty Ltd
ACN 008 488 373
Level 4 / 380 Lonsdale Street
MELBOURNE VIC 3000
Telephone: 9278 2200 Facsimile: 9600 1300 Email: MELMAIL@GHD.COM.AU 0 Gutteridge Haskins & Davey Pty Ltd 2001
This document is and shall remain the property of Gutteridge Haskins & Davey Pty Ltd. The document may only be used for the purposes for which it was commissioned and in accordance with the Terms of Engagement for the commission. Unauthorized use of this document in any form whatsoever is prohibited.

I Document Status
Rev
No.
1

I
Author
T. Heap

Reviewer
M. O'Dell

To
Asian Development Bank (English)
Steering Committee, MOC (English)
GHD International, Melbourne (English)

Approved for Issue
Name

SighaturR

Date

M O'Dell

/I,( C - L
' AS d

August 2001

No.
4
3
3

To
Steering Committee, MOC (Vietnamese)
GHD International, Melbourne (Vietnamese)

No.
40
1

a
CONTENTS
APPENDIX 1 - ADB TA TERMS OF REFERENCE

-

...................................................

APPENDIX 2 LIST OF REFERENCE DOCUMENTS

-

APPENDIX 3 LIST OF PEOPLE CONSULTED
APPENDIX 4

...............................................

.....................................................

8
19

- SOCIAL SURVEY IN TAN MA1 AND BACH DANG WARDS - HA1
BA TRUNG DISTRICT, HANOI ClTY.............................................,

28

APPENDIX 5 - SUMMARY OF BANK FINANCIAL PERFORMANCE DATA
APPENDIX 6 - ORIGINATING BANK HOUSING LOAN DETAILS

..........56

.........................

APPENDIX 7 - POLICY AND INSTITUTIONAL FRAMEWORK .
...................

77

..........82

...............................................................

APPENDIX 8 - PROJECT FRAMEWORK
APPENDIX 9

1

86

- QUALIFYING CRITERIA FOR SECONDARY MARKET FACILITY

PROJECT MANAGEMENT UNIT (SMF PMU), RETAIL HOUSING
BANKS (RHB) AND COMMUNITY BASED FINANCIAL
INSTITUTIONS (CFIS)
93

..................................................................

APPENDIX 10

-

MOC PROPOSALS AND FUNDING MECHANISM FOR ADB
100
HOUSING FINANCE LOAN

........................................

Final Report -Low Income Housing
Volume 1 - Appendices - Contents
i

.............

EQUIVALENTS AND ABBREVIATIONS
Equivalents
US$ 1.OO

= D 14,500

Abbreviations
Abbreviation

Definition

ACB

Asia Commercial Bank

ADB

Asian DeveloDment Bank

AusAlD

Australian Agency for International Development

Bank

Asian Development Bank

BlDV

Bank for Investment and DeveloDment of Viet Nam

BOLUC

Building Ownership and Land Use Certificate

CFI

Community Based Financial Institution

COSEVCO

Midland Construction Corporation

CPIAR
DAF

Vietnam-Sweden Cooperation Program on Land Administration
Reform
DeveloDment Assistance Fund

DARD

Department of Agriculture and Rural Development

DCHL

Department for Cadastral, Housing and Land

I DI

I DeveloDment Index

DLH

Department of Land Housing

DOC

DeDartment of Construction

I DOF
DOH
DOSTE

1 DeDartment of Finance

I Department of Health

I

1 DeDartment of Science Technoloav & Environment

DPC

District People's Committee

DPI

Department of Planning and Investment

EA

Executing Agency

GHD

Gutteridge Haskins & Davey Pty Ltd

I GDIA

I General Department of Land Administration

GSO

General Statistical Office

Habubank

Ha Noi Housing Bank

HBPMU

Housing Bank Project Management Unit

HCMC

I

Ho Chi Minh City

hh

I HHB

households

I Ho Chi Minh Citv Housina Bank

HHDF

Ha Noi Peoples Committee Housing Development Fund

HlFU

Ho Chi Minh Citv Investment Fund for Urban Develoment

HIH

High Income Housing

HOR

Housing Ownership Rights

HRD

I ICPMU

Human Resource DeveloDment

I International Credit Project Manaclement Unit
Report - Low Income Housing
Volume 1 - Appendices - Abbreviations
Page ii

I...
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