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A PROJECT REPORT
ON

“Comparative Study of IDBI Federal’s Incomesurance with the other products available in the market.”

IDBI FEDERAL LIFE INSURANCE CO. LTD.

Submitted By:
Ravi Gupta
11BSP2089

SUMMER INTERNSHIP PROGRAM
2012
IBS GURGAON

A PROJECT REPORT
ON

“Comparative Study of IDBI Federal’s Incomesurance with the other products available in the market.”

Submitted By:
Ravi Gupta
11BSP2089

A report submitted in partial fulfilment of
The requirements of
PGPM Program of IBS Gurgaon

Company Guide: Faculty Guide: Mrs Shanthi Yagyanath Prof. N Venkatesan

Date of Submission: 11th June 2012

AUTHORIZATION

CERTIFICATE :

This is to certify that a project on “Comparative Study of IDBI Federal’s Incomesurance with the other products available in the market” is submitted to ICFAI Business School, Gurgaon in partial fulfillment of the requirement for the award of degree in Post Graduation Program in Management, is an original work carried out by Ravi Gupta, Enrollment No. 11BSP2089, under my guidance.

Signature of Faculty Guide: Signature of Company Guide: Prof. N Venkatesan Mrs Shanthi Yagyanath IBS Gurgaon IDBI Federal Life Insurance Co. Ltd.

Date: 11th June 2012

ACKNOWLEDGEMENT

I take immense pleasure in thanking Mrs. Shanthi yagyanath and Prof. N Venkteshan for having permitted me to carry out this project work. I wish to express my deep sense of gratitude to my faculty guide, Prof. N Venkteshan for her able guidance and useful suggestions, which helped me in completing the project work in time. It is needless to mention Mrs. Shanthi Yagyanath, my company guide who has been a source of inspiration throughout the project. I express my heartfelt gratitude for her timely guidance in the conduct of the work. I would also like to thank Mr. Kumar for all their valuable assistance in the project work. Words are inadequate in offering my thanks to the Project trainees and Project Assistants at IDBI Federal Life Insurance Co. Ltd. For their encouragement and cooperation in carrying out the project work.

RAVI GUPTA
IBS Gurgaon
Table of Contents

Authorization…………………………………………………………………3 Acknowledgement……………………………………………………………4 Abstract……………………………………………………………………….6 Executive Summary…………………………………………………………..7 List of Illustrations……………………………………………………………9 1. Introduction…………………………………………………………………..10 2.1 Overview of Insurance Industry…………………………………………10 2.2 Industry Analysis………………………………………………………...11 2.3 Present scenario of Insurance Industry…………………………………..13 2.4 List of Insurance companies in India…………………………………….15 2.5 Market share of Indian Insurance Industry……………………………….15 2. Company Analysis…………………………………………………………….22 3.6 About IDBI Federal Life Insurance company…………………………….22 3.7 Organization chart………………………………………………………...24 3.8 Zonal wise organization structure…………………………………………25 3.9 Area wise organization structure………………………………………….26 3. Products of the Company………………………………………………...........27 4.10 Brief description of products……………………………………………...27 4.11 Incomesurance……………………………………………………………29 4.12 Benefits of incomesurance………………………………………………...29 4.13 Plan in incomesurance…………………………………………………….30 4.14 Eligibility criteria………………………………………………………….30 4.15 Advantages/ Features……………………………………………………...30 4. Project...
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