Employer duties

Your employer duties What you'll need to do on your staging date
Based on your answers, here is a summary of what your new employer duties are likely to be.
Over £9,440
Aged 22 to state pension age, earning over £9,440 a year
You must automatically enrol these staff into a pension scheme.
You can find out more about the process in the 'How to automatically enrol your staff' tool.
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£9,440 or less
Aged 16 to 74, earning over £5,668 up to £9,440 a year
You must provide information to these staff about their right to 'opt in' to a pension scheme.
These staff have the right to 'opt in' to a pension scheme and you must provide one for them if they ask. Staff can only ask to opt in after your staging date.
Opting in follows much the same process as automatic enrolment, which you can find out more about in the 'How to automatically enrol your staff' tool.
Aged 16 to 74 earning £5,668 a year or less
You must provide information to these staff about their right to 'join' a pension scheme.
These staff have the right to 'join' a pension scheme and you must provide one for them if they ask. Staff can only ask to 'join' after your staging date.
'Joining' a pension scheme is not the same as 'opting in' - you don't have to follow the automatic enrolment process.
How to automatically enrol your staff

Progress: 40 Step 1: You will need a pension scheme
To be able to fulfil your automatic enrolment duties, you'll need to put a pension scheme in place. It's important that you choose the right one.
You may wish to get advice from an adviser authorised by the Financial Conduct Authority. We've provided a link at the end of this tool that can help you find an adviser.
Existing pension schemes
You might already have a pension scheme for your staff. You might recognise it as a stakeholder scheme or a group personal pension schemepersonal pension schemeThese types of schemes are taken out with an insurance