Digital Economy

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Digital Economy: Impacts, Influences and Challenges

Harbhajan S. Kehal Varinder P. Singh

IDEA GROUP PUBLISHING

i

Digital Economy:
Impacts, Influences and Challenges
Harbhajan S. Kehal University of Western Sydney, Australia Varinder P. Singh University of Western Sydney, Australia

IDEA GROUP PUBLISHING
Hershey • London • Melbourne • Singapore

ii Acquisitions Editor: Senior Managing Editor: Managing Editor: Development Editor: Copy Editor: Typesetter: Cover Design: Printed at: Mehdi Khosrow-Pour Jan Travers Amanda Appicello Michele Rossi Bernard J. Kieklak, Jr. Amanda Appicello Lisa Tosheff Yurchak Printing Inc.

Published in the United States of America by Idea Group Publishing (an imprint of Idea Group Inc.) 701 E. Chocolate Avenue, Suite 200 Hershey PA 17033 Tel: 717-533-8845 Fax: 717-533-8661 E-mail: cust@idea-group.com Web site: http://www.idea-group.com and in the United Kingdom by Idea Group Publishing (an imprint of Idea Group Inc.) 3 Henrietta Street Covent Garden London WC2E 8LU Tel: 44 20 7240 0856 Fax: 44 20 7379 3313 Web site: http://www.eurospan.co.uk Copyright © 2005 by Idea Group Inc. All rights reserved. No part of this book may be reproduced in any form or by any means, electronic or mechanical, including photocopying, without written permission from the publisher.

Library of Congress Cataloging-in-Publication Data Digital economy : impacts, influences, and challenges / Harbhajan Kehal, editor, Varinder P. Singh, editor. p. cm. Includes bibliographical references and index. ISBN 1-59140-363-4 (hardcover) -- ISBN 1-59140-364-2 (pbk.) -- ISBN 1-59140-365-0 (ebook) 1. Information technology--Economic aspects. 2. Information technology--Social aspects. 3. Electronic commerce. I. Kehal, Harbhajan, 1942- II. Singh, Varinder P., 1974HC79.I55D5455 2004 303.48'33--dc22 2004003777

British Cataloguing in Publication Data A Cataloguing in Publication record for this book is available from the British Library. All work contributed to this book is new, previously-unpublished material. The views expressed in this book are those of the authors, but not necessarily of the publisher.

iii

Dedication

In Memory of My Parents, Chaudhry Harkishan Singh Kehal and Sardarni Harnam Kaur Kehal H.S. Kehal

To My Parents, Who have guided me with wisdom and always supported me in every walk of life. V.P. Singh

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Digital Economy:
Impacts, Influences and Challenges Table of Contents

Preface ......................................................................................................................... vii Chapter I Socio-Economic Impacts and Influences of E-Commerce in a Digital Economy ............ 1 Sushil K. Sharma, Ball State University, USA Chapter II Re-Intermediation and Deferment through E-Commerce: Neo-Austrian Interpretation of Capital and Time .............................................................................. 21 Parthasarathi Banerjee, NISTADS, India Chapter III Risk and Investment in the Global Telecommunications Industry ............................. 39 Irene Henriques, York University, Canada Perry Sadorsky, York University, Canada Chapter IV Reduction of Transaction Costs by Using Electronic Commerce in Financial Services: An Institutional and Empirical Approach ................................................... 62 Thomas Pfahler, University of Bayreuth, Germany Kai M. Grebe, University of Bayreuth, Germany Chapter V The Spreading Use of Digital Cash and Its Problems ................................................ 84 Yutaka Kurihara, Aichi University, Japan Chapter VI Electronic Signature: The Core Legislation Category in Digital Economy .............. 98 Fjodor Ruzic, Institute for Informatics, Croatia

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Chapter VII...
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