Deposit Mobilization

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  • Topic: Insurance, Home insurance, Damage waiver
  • Pages : 66 (21759 words )
  • Download(s) : 355
  • Published : May 13, 2013
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Other articles and publications by Ed Stracar CPCU The Consumer’s Guide to Insurance Changes in Today’s Insurance Coverages How to Advise and Protect the Consumer The Agent’s Role in Educating the Consumer

The Circle Of Safety:
How to Protect Yourself and Your Family with Today’s Insurance

Ed Stracar CPCU

Consumer Awareness Publications 3205 NE 78th Street, Suite 104 Vancouver, WA 98665

Copyright © 2000 by Ed Stracar CPCU All rights reserved. No portion of these materials may be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopying, recording or any information storage and retrieval system without prior written consent from the publisher. While all attempts have been made to verify the information provided in this publication, neither the Author nor the Publisher assumes any responsibility for errors, omissions or contradictory interpretation of the subject matter herein. This publication is not intended for use as a source of legal or accounting advice. The information herein may be subject to varying state and/or local laws or regulations. The insurance industry is constantly changing. This book is published for information purposes only. The reader is advised to consult with a licensed insurance profession before making any decisions. The reader assumes all responsibilities for his/her own actions in regards to any items discussed in this book. Adherence to all applicable laws and regulations, federal, state and local, governing the use of any product or service described in this manual in the US or any other jurisdiction is the sole responsibility of the reader. The publisher and author assume no responsibility or liability whatsoever on the behalf of the reader of these materials. Any perceived slights of specific people or organizations are unintentional.

Cover designed by Nancy Phillips, Formations Design. 10 9 8 7 6 5 4 3 2 1 pbk. Published by Consumer Awareness Publications, 3205 NE 78th Street, Suite 104, Vancouver, WA 98665. Printed in the United States of America.

Dedicated to all my clients who have benefited from having the right protection.

TABLE OF CONTENTS
FOREWORD ...............................................................12 INSURANCE: HOW TO REDUCE THE RISK, PROTECT YOURSELF AND YOUR FAMILY .......13 WHAT CAN GO WRONG? IMAGINING WORST-CASE SCENARIOS... ..............................................................14 EVERYONE TAKES SOME RISKS WITH WHAT THEY OWN...THE QUESTION IS: HOW CAN YOU BEST PROTECT YOUR FAMILY AND WHAT YOU OWN .........................15 HOW MUCH PROTECTION IS ENOUGH PROTECTION FOR YOURSELF & YOUR FAMILY? ASK AN EXPERT ...........17 HOW MUCH IS ENOUGH? IT DEPENDS ........................18 HOW DO YOU FIND THE RIGHT INSURANCE COMPANY FOR THE RIGHT PRICE? ......................................................19 CIRCLE OF SAFETY: HOW TO PROTECT YOURSELF WITH AUTOMOBILE INSURANCE 22 NO INSURANCE COMPANY HAS THE LOWEST PRICE FOR EVERYONE ..................................................................22 AUTO INSURANCE: HOW MUCH SHOULD YOU BUY? .24 LITTLE KNOWN FACT: THERE ARE SIX DISTINCT COVERAGES IN AN AUTO POLICY ...............................25 THERE ARE EVEN MORE COVERAGES AVAILABLE... ..26 WHAT ARE THE VARIOUS OPTIONS FOR THESE DIFFERENT COVERAGES? ..............................................................27 WHO IS COVERED WHEN YOU BUY AUTO INSURANCE?29 IMPORTANT QUESTION: WHAT ARE YOU USING YOUR VEHICLE FOR? ............................................................31 PERSONAL CAR FOR BUSINESS, COMPANY CAR FOR PERSONAL USE ...........................................................32 HOW DO YOU GET THE MOST FOR YOUR MONEY? 11 WAYS TO SAVE MONEY ON YOUR CAR INSURANCE... 33 STRAIGHT ANSWERS TO THE NAGGING QUESTIONS ABOUT RENTAL CAR INSURANCE39 THIS COVERAGE IS INCREDIBLY EXPENSIVE ...............39 WHAT IF YOU DON’T CARRY COLLISION COVERAGE? 40

WHAT IF YOU DAMAGE ANOTHER VEHICLE WHEN...
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