DBBL Mobile Banking at a glance
Banking for the unbanked
What is Mobile Banking?
Mobile Banking is a Banking process without bank branch which
provides financial services to unbanked communities efficiently and at
affordable cost. To provide banking and financial services, such as
cash-in, cash out, merchant payment, utility payment, salary
disbursement, foreign remittance, government allowance
disbursement, ATM money withdrawal through mobile technology
devices, i.e. Mobile Phone, is called Mobile Banking.
Benefits of Mobile Banking
By providing electronic access to money, it is possible to ultimately
alleviate poverty, because of the following reasons.
• Real time on-line banking
• Available anytime, anywhere throughout the country
• It is convenient, affordable and secure
• It is much more effective in developing savings habits
• It will make access to banking and advanced payment
transactions at affordable cost
• It is much safer, speedy and safeguard against fraudulent
What does DBBL Mobile banking offer?
¬ Customer Registration
¬ Cash-in (cash deposit)
¬ Cash-out (cash withdrawal)
¬ Merchant Payment
¬ Utility Payment
¬ Salary Disbursement
¬ Foreign Remittance
¬ Air-time Top-up
¬ Fund Transfer
Where to register?
Customer can register at any authorized agent point of DBBL - at
present these are the retailers of Citycell & Banglalink throughout the
country who can display 'DBBL Agent Certificate' and 'DBBL Mobile
How does it work?
¬ Customer fills up the KYC Form and submit to agent
along with his photograph & National ID (NID)
¬ Agent checks the Application Form, photograph &... [continues]
Cite This Essay
(2012, 12). Dbbl Mobile Banking. StudyMode.com. Retrieved 12, 2012, from http://www.studymode.com/essays/Dbbl-Mobile-Banking-1288549.html
"Dbbl Mobile Banking" StudyMode.com. 12 2012. 12 2012 <http://www.studymode.com/essays/Dbbl-Mobile-Banking-1288549.html>.
"Dbbl Mobile Banking." StudyMode.com. 12, 2012. Accessed 12, 2012. http://www.studymode.com/essays/Dbbl-Mobile-Banking-1288549.html.