Credit Mechanisom of Pubali Bank Ltd.

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Internship Report on

Credit & Risk Management Policy:

- a case study on Pubali Bank Limited

Supervised By:

Mr. Md. Salim Uddin
Department Of Accounting & Information System
University Of Chittagong

Prepared By:

Musammat Sharifa Billah
Exam Roll:2008/96
MBA, Department Of AIS,
University Of Chittagong.

Letter of Submission

25th October 2010

Mr. Md. Salim Uddin
Department Of Accounting and Information System,
University Of Chittagong.

Subject : Submission Of Internship Report.

Dear Sir,

I hope you will be pleased to know that I have completed my Internship in Pubali Bank limited (PBL) and it was my great pleasure to submit the internship report on “Credit Management Of Pubali Bank Limited”. It gives me immense pleasure to complete my Internship successfully and submit this report.

At every segment of making this report, I tried to enhance my knowledge and learn about the system or work flow of Pubali Bank Limited. This report will try to give the picture of my efforts and ability.

Within the time limit, I have to make this report as comprehensive as possible. But there may be some mistakes due to various limitations. For this reason, it would be very kind of your examine my report and give me further suggestion and enhanced my clarification due to future prospect..

Sincerely Yours

(Musammat Sharifa Billah)
Exam Roll: 2008/96
Class Roll: 14416
Department Of Accounting and Information System
University Of Chittagong.


Internship is an integral part of M.B.A. degree. Every M.B.A. student is deputed to different organization to learn something within the pre-stipulated by observing these organizations daily practices. In this regard my internship was arranged at Pubali Bank Limited (PBL), CDA corporate branch Chittagong with the deliberate counseling of Professor Mr. Md. Salim Uddin, Department Of Accounting and Information System, University Of Chittagong .My heartiest gratitude to him for his enthusiastic guidance and consideration during the entire phase of my study which was very much helpful for me to prepare this report.

It could not possible to thank all of those people who have contributed for preparation of this report. There are of course some very special people who can’t go with out mention .
First of all, I would like to express my gratitude to omnipotent and almighty Allah, whose invisible guidance helped me to complete this report.

I also have to put my hearted feelings and gratitude for the kindness and assistance that was provided to me to complete my assigned report as on the topic “Credit Management Of Banking Sector, A Case Study Of Pubali Bank Limited” In preparing the proposed report I have great assistance, support and guidance from the persons of Pubali Bank Limited of my branches.

I am very much grateful to Mr. Mir Akhtarul Alam, Deputy General Manager & Branch Incumbent of CDA corporate Branch.

I would like to give thanks to all executives, officers and staff of Pubali Bank Limited, CDA Corporate Branch, Chittagong for providing their all support at the time of conducting of my Internship Program.

Finally, I want to express my deep gratitude to my parents all well wisher whose enormous helps assist me to complete this re

Executive Summary

As I am completing MBA my department assigned me as an internee in Pubali Bank Limited. This program designed to nourish my confidence and to develop my consistency.

Pubali Bank Limited was incorporated on 1959 and received its Banking license on 1959. PBL started functioning on 25.10.1959. The autorised capital of the Bank is Tk.500.00 Crore and Paid up capital is Tk.120.00 Crore. In spite of Present limitations, banking system has tremendous potentiality and prospect in Bangladesh. Banks have brought together many depositors and entrepreneurs under their fold and coverage.

The gradual and successful...
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