The topic for my final project is: Credit scores are a fair measure to help lenders estimate potential risk. Credit lenders take a big risk in borrowing large sums of money to people, so that’s why a credit check is taken in order to prove to the lenders you will be a responsible person and can afford to pay back what you borrow. My points of views for this topic are the people who already have a loan and people who are considering a loan for the first time. Also how to prepare yourself to get approved for a loan, and what to expect after you have the loan. I will like to organize my paper with useful information and provide pros and cons on loans, and what types of lenders are available to you.
In my paper I plan to give out as much important information needed instead of extra information. There is allot to write about banks (lenders) and people credit score. This will be a persuasive essay so I need to keep my opinions out and provide facts. After the reader is done with my paper my goal is to be a guidance in providing facts to so the reader can make the right decision when it comes to getting a loan, have a loan, what Lenders, etc. I don't know allot about lenders or loads right off the top of my head, but after this final paper is done and complete I will also have a better understanding how credit companies works, and what they expect from you. This will be an interesting and fun final paper for me. The course material has help me have a better view on how to organize and start off my paper. I had this issue before, but now I think I will be ready more than ever.
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