Cibil

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Mean score (5 point Likert scale): It is calculated in order to know the perception of respondents. Standrds for analysis is= 0-2 = less extent
2.1-3 = some extent
3.1-4 = high extent
Above 4 = v. high extent

ANALYSIS OF PROFESSIONALS WITH REGARD TO IMPORTANCE AND APPLICATION OF CIBIL IN APPLIANCE INDUSTRY: The information regarding the perception with regard to importance and application of CIBIL in appliance industry has been compiled on the basis of questionnaire, which is appended at the end of this project. This questionnaire has been circulated among the 100 professional employees of various industries and banks in Mohali and their opinion is obtained about CIBIL.The perception of employees is discussed as follows:

Q:-1 Does the employee know what is CIBIL?
Table no. 1
Options | Total no | Percentage (%) |
Yes | 85 | 85% |
No | 15 | 15% |
Total | 100 | 100% |

Figure no.1

Interpretation: In the above mentioned data and also represented with the help of the diagram which clearly shows that, the result was that 85% employees said they were aware about CIBIL and only 15% of employees answered in negative.

Q:-2. Does the respondent think CIBIL is beneficial in banks? Table no. 2
Options | Total no | Percentage (%) |
Yes | 94| 94% |
No | 6| 6% |
Total | 100 | 100% |

Figure no.2

Interpretation: In the above mentioned data and also represented with the help of the diagram which clearly shows that, the result was that 80% of people think that CIBIL is beneficial in banks and only 20% of people think that it is not beneficial. Q3:- Should CIBIL be implemented is appliance industry?

Table no. 3
Options | Total no | Percentage (%) |
Yes | 71 | 71% |
No | 29 | 29% |
Total | 100 | 100% |

Figure no.3

Interpretation: In the above mentioned data and also represented with the help of the diagram which clearly shows that, The result was that 71% people said that CIBIL should be implemented in appliance industry and 29% people answered in negative.

Q4:-Will CIBIL be successful in avoiding frauds in appliance industry? Table no. 4
Options | Total no | Percentage (%) |
Yes | 67 | 67% |
No | 33 | 33% |
Total | 100 | 100% |

Figure no.4

Interpretation: In the above mentioned data and also represented with the help of the diagram which clearly shows that, the result was that 67% of the people marked their answer in affirmative while 33% people marked the negative answer.

Q5:-How much do you know about CIBIL?
Table no. 5

Options | Total no | Percentage (%) |
Very High Extent | 19 | 19% |
High Extent | 48 | 48%|
Some Extent | 14 | 14%|
Less Extent | 14 | 14%|
None | 5 | 5%|
Total | 100 | 100% |

Figure no.5

Interpretation: In the above mentioned data and also represented with the help of the diagram which clearly shows that, the result was that majority i.e. 47.61% of the respondents had knowledge to a high extent. 19.04% of the respondents had to a very high extent. Also 14.28% respondents had only some knowledge about CIBIL and the same number had less knowledge. And 4.76% of the respondents had no knowledge about CIBIL.

1.Analysis with regard to the extent to which the respondent knows CIBIL: STATEMENT| MEAN SCORE| INTERPRETATION|
Knowledge about CIBIL to the respondent| 3.6| Most of the respondents or professionals have knowledge about CIBIL to a high extent.|

Q6:-To what extent is CIBIL preventing frauds in banks?
Table no. 6
Options | Total no | Percentage (%) |
Very High Extent | 52 | 52% |
High Extent | 33 | 33%|
Some extent | 9 | 9%|
Less extent | 6 | 6%|
None | 0 | 0%|
Total | 100 | 100% |

Figure no.6

Interpretation: In the above mentioned data and also represented with the help of the diagram which clearly shows that, the...
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