Table of Contents
ABBREVIATIONS AND ACRONYvii
1.1 History of Barclay’s bank plc.1
1.2 Barclays’ mission2
1.3 Barclays strategy and guiding principles2
1.3.2 Barclays five guiding principles are keys to the way the business operates:3
1.4 Barclays Goals3
1.5 Major products and services3
2.1 FORM OF FINANCING5
2.1.2 Funding strategy5
2.1.3 Funding structure5
2.1.4 Day to day funding6
2.1.5 Diversification of liquidity sources6
2.2 BUSINES ENVIRONMENT7
2.2.2 Business description7
220.127.116.11Subsidiaries of Barclays plc in summary;8
2.2.3 Barclays SWOT analysis10
2.2.4 The role of Barclays plc in society11
3.1 Profitability Ratios14
3.1.1Return on Capital Employed (ROCE)15
3.1.2 Return on shareholder’s Equity (ROE)15
3.1.3 Net Profit Margin16
3.1.4 Gross Profit Margin17
3.1.5 Earning per Share (EPS)17
3.2 LIQUIDITY RATIOS.18
3.2.1 current Ratio18
3.2.2 Cash Ratio19
3.3 INVESTMENT RATIOS.19
3.3.1 Earnings per share20
3.3.2 Earning yield20
3.3.3 Price/ Earnings Ratio21
3.3.4 Dividend Payout ratio22
3.3.5 Dividend Cover22
3.4 EFFICIENCY/ ASSETS UTILIZATION RATIOS23
3.4.1 Total Assets Turnover23
3.4.2 Fixed Assets/Non – Current Asset Turnover24
3.5 GEARING/ LEVERAGE/ LONG TERM RATIOS25
3.5.1 Debt Ratio25
3.5.2 Debt to Equity ratio25
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I Richard Raymond declare that this Report is my own work and that it has to been submitted to any learning institution for an award of any Bachelor degree in any other institution.
Richard Raymond (Reporter)
The undersigned certify that he has read and hereby recommend for acceptance by the Institute of Finance Management this report entitled Analysis of Financial Performance of Barclays PLC, which is partial fulfillment of the requirement for the award of Bachelor degree in Banking and Finance.
Mrs Rajwaani M.
The accomplishment of this Project Report obviously does not represent the efforts of the Researcher alone and would not been possible without the minds and the hands of many who had put in their efforts. It has been impossible to mention them all, but every one of the following will represent a handful; consultants, friends and all professional acquaintances that assisted the Researcher.
In the first place I would like to thank the almighty God for enabling me to complete this Project Report safely and for the gift of health He gave my Project Supervisor and I. My special thanks are extended to my father Mr. Richard D. Nindie for making arrangements that made me carry out this study. My thanks also go to all consultants and the staffs of The Institute of Finance Management. May God bless them all....