An: Hello, I’m Dan Walker Smith and This Is 6 Minute English from the Bbc.

an: Hello, I’m Dan Walker Smith and this is 6 Minute English from the BBC.
Today I’m joined by Kate. Hi Kate.
你好，我是Dan Walker Smith，這是係由BBC制作既6分鐘英語。
今天，我地YIU請到KATE。你好 kate
Kate: Hi Dan.
DAN你好。
Dan: Now Kate, today we're talking about credit cards. So could you please tell me
what those are?
KATE，今天我們要講既係信用卡。坩請你告訴我究竟信用卡是什麼？
Kate: Sure. Well, credit cards are the plastic cards we use instead of money. You
can use credit cards to pay for items in shops or to take out cash; that is money
in its physical form, such as coins or notes.
當然可以。其實信用卡是我們使用的sok gua 卡 用黎代替金錢。
你可以用信用卡支付係商店買既野或者 提取現金，
現金就是金錢既實體，如硬幣或紙幣。
Dan: So this week's question for you Kate is: In what year was the first ever credit
card introduced? Was it:
a) 1951
b) 1955
c) 1962
好la> 甘今個星期比kate你的問題係，：哪一年係信用卡首次發行既呢？是
A 1951年 , b 1855年, 定係 c 1962年?
Kate: That's an interesting question. I had no idea they even went back as far as
1962. I thought they were much more recent than that. So in that case I'm
going to go for c, 1962.
這是一個有趣的問題。我跟本唔知道他們歷史可以遠至到1962。我以為他們是比1962更後期至發行。既然那樣，我會擇C，1962年。
Dan: OK, we'll see if you're right at the end of the programme.
好，就係節目結束之前梯下你既答案岩晤岩
Kate: Now one of the obvious advantages of using a credit card is that it's often more
convenient than carrying cash. If something's convenient it means it's easier
generally or more suitable.’
信用卡有一個顯住的有利因素就係拒比起現金更方便攜帶。如果某樣東西係方便的話，甘即係話拒後一般來講更加合式同容易
Dan: As you're not using actual money, some people say that credit cards can
encourage you to spend more than you can really afford, and you could fall
into debt. Could you explain what that means Kate?
由於您用的不是實際的錢，有些人說，信用卡其實鼓 [continues]

Read full essay