A Summer Internship Project Report on
Comparative Analysis of ULIP and Traditional Plan of Company
Submitted in partial fulfillment of the requirements for the degree of
Post Graduate Diploma in Management (Finance)
A Study Conducted for Future Generali India Life Insurance Company Limited
The summer training in Future Generali Life Insurance was truly a remarkable experience. The experience gained during 8 weeks of training period have been quite enriching and the intensive corporate exposure would prove beneficial in the long run as well as in the outset of planning, building and shaping my career in the future. This is an original work done by me with the help of different person those who directly or indirectly contributed in successful completion of my project.
At the one set I would like to thank the management of Future Generali Life Insurance for giving me the opportunity to carry out my project work in their organization. I am thankful to there valuable guidance, continuous support and invaluable motivational push by not only providing me the project but also for other corporate lessons. I feel extremely privileged to express my deep sense of reverence and indebtedness towards my project guithe end I would like to extend my thanks to all the persons those who directly or indirectly contributed in successful completion of my project.
The project aims at comparative analysis of traditional & unit linked investment plans. The aim of the project to analyse insurance as an investment option/avenue and to calculate the risk and return profile of ULIP & traditional plans. The project has a detailed study of insurance plans offered by Future Generali. Made a comparative analysis of the Future Generali life insurance plans compared them with other major players mainly with LIC. To make a comparison between the performances of traditional plans with that of unit linked investment plans (ULIP). The project aims to help understand the consumer behavior towards various financial services of insurance like traditional and ULIPs. The report enhances the knowledge on different insurance plans. The analysis of the project based on the exploratory research. The data used in the research were taken from secondary sources like company website, Insurance Regulatory and Development Authority’s website and different data taken from the company personnel. The analysis was based on different analysis tools:
The report has some focus on the insurance industry like size of the industry, different players in the industry, different milestone of the Indian insurance industry since inception etc. The report focused on the different features of the insurance plans like traditional plan have different features as compare to ULIPs and the selection of the insurance plan depends on the individual and his ability of risk taking and the returns depend on the duration for which the amount is invested both the plans are good in long run.
Table of Content:
Title of Content
Industry & Company Profile
Literature Review/Theoretical background
Data Analysis and Data Interpretation
Limitation of The Project
List of tables:-
Title of Table
Different Players in Life Insurance
Key Financial Figures of Generali
Solvency Ration of Different Life Insurer
Fund Option Available in ULIP
Comparison Between Future Anand and Jeevan Anand
Fund Option in Future Sanjeevani
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