HP Part Number: NW239-90001 Edition 1, May 2010

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Legal Notice

This manual and any examples contained herein are provided “as is” and are subject to change without notice. Hewlett-Packard Company makes no warranty of any kind with regard to this manual, including, but not limited to, the implied warranties of merchantability, non-infringement and fitness for a particular purpose. In this regard, HP shall not be liable for technical or editorial errors or omissions contained in the manual. Hewlett-Packard Company shall not be liable for any errors or for incidental or consequential damages in connection with the furnishing, performance, or use of this manual or the examples contained herein. Copyright © 2010 Hewlett-Packard Development Company, L.P. Reproduction, adaptation, or translation of this manual is prohibited without prior written permission of Hewlett-Packard Company, except as allowed under the copyright laws. Hewlett-Packard Company Palo Alto, CA 94304 USA

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HP 10bII+ Financial Calculator

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Keyboard Map Legend

Number (row of keys) 1 2 Primary Functions (white) 12 character, sevensegment screen display Time Value of Money (TVM) Payments per year, interest conversion, amortization, Bond calculations SHIFT Down (orange functions on key bevel)

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SHIFT Up (blue functions above keys)

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Input key, markup, cost, Date and change of price and margin days, IRR per year, NPV, beginning/end of payment period K memory register, Swap, percent change, percent, cash flow cash flow count, delete amount, statistics entry, statistics, round backspace Change sign, recall and memory Shift (blue, up) Shift (orange, down) Numbered keys: 1, and Statistics, weighted 4-9 mean and estimation Clearing functions On Clearing functions Off

Calendar and coupon payment schedules, settlement and maturity dates (bonds) Break-even calculation

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Scientific notation, store, Depreciation, clear statistics, hyperbolic and parentheses trigonometric functions

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Statistical functions and regression modes Clearing functions Operating modes

Numbered keys: 0 and Common mathematical Probability functions 2-3, decimal functions Mathematical functions Common mathematical Trigonometric functions functions, parentheses Annunciators

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Table of Contents

Legal Notice............................................................................................................... ii HP 10bII+ Financial Calculator.................................................................................... iii Keyboard Map Legend ............................................................................................... iv 1 At a Glance........................................................................................................................ 1 Basics of Key Functions................................................................................................1 Shift Keys...................................................................................................................2 Boxed Key Functions ...................................................................................................2 Percentages ...............................................................................................................3 Memory Keys .............................................................................................................4 Time Value of Money (TVM) .........................................................................................6 TVM What if... ...........................................................................................................7 Amortization ..............................................................................................................8 Depreciation ..............................................................................................................9...