Preview

affordable health care

Good Essays
Open Document
Open Document
423 Words
Grammar
Grammar
Plagiarism
Plagiarism
Writing
Writing
Score
Score
affordable health care
The Affordable Care Act has its good meaning in providing access to health care system, prohibiting insurance companies in denying healthcare coverage to ill people and increasing the healthcare cost, and promoting Medicaid expansion to people with incomes up to 133% of the federal poverty level. However, there are many flaws, such as personal mandate and penalty and social injustice, in passing this law. Many people may believe that the Congress has a power to declare personal mandate to have health insurance if he or she does not have it because the Article of Confederation 1, section 8, and the Necessary and Proper Clause give Congress the power to regulate commerce among the several states and “make all laws which shall be necessary and proper” respectively. However, the individual health insurance mandate and penalty for not having health insurance exceed the federal government power under the Commerce Clause because the mandate forces people to engage in commerce against their will and also infringes their fundamental rights, such which are guaranteed by the Declaration of Independence. In addition, the ACA also violates the Tenth Amendment, in which states “the power not delegated to the United States by the Constitution, nor prohibited by it to the States, are reserved to the States respectively, or to the people.” This indicates that the individual mandate and penalty are not proper and consistent with the Constitution because the federal government powers should be limited and “the states are traditionally responsible for protecting the health and safety of their citizens.”
Furthermore, the ACA, which falls under socialism and distribution of wealth, will create economic burdens on upper and middle classes and the federal budget. For instance, the passing of ACA would require approximately more than $1.15 trillion to provide health insurance to low-income families. This indicates that income tax rates would rise for all. The government is going to take a

You May Also Find These Documents Helpful

  • Good Essays

    Affordable Care ACT

    • 871 Words
    • 4 Pages

    Furthermore, the Affordable Care Act is one of the biggest changes to our Health care system since the introduction of Medicaid and Medicare. However, there still will be 29 million Americans who will still lack healthcare insurance even after the Affordable Care Act is fully instituted (Andrews,Darnell,Mcbride& Gerlert,2013) fundamental goals of the ACA are to decrease the cost of healthcare, increase quality of healthcare, services, and make healthcare assessable to all Americans, particularly the uninsured. One of the largest changes to healthcare through ACA is that everyone must have insurance this is the largest positive factor of the ACA (Hayes, 2011)…

    • 871 Words
    • 4 Pages
    Good Essays
  • Good Essays

    This mandate violates the equal protection clause of the 14th amendment of the population. Also, this violates the first amendment of the constitution that guarantees every United States citizen the freedom to practice his or her own religion. Lastly, the Affordable Care Act mandate violates the tenth amendment. The tenth amendment states that any powers not specifically named in the constitution belong to the states and the people, not the federal government. This mandate is a tremendous overreach of federal power, as the federal government has no right to enforce a mandate that violates religious freedom.…

    • 518 Words
    • 3 Pages
    Good Essays
  • Powerful Essays

    health insurance

    • 816 Words
    • 4 Pages

    A patient cannot be asked to pay a nonPAR in full on the day of service.…

    • 816 Words
    • 4 Pages
    Powerful Essays
  • Good Essays

    BUL6810 ACA Paper

    • 2536 Words
    • 6 Pages

    The Patient Protection and Affordable Care Act (PPACA) or Affordable Care Act (ACA) is a health care reform law that was voted into enactment in March of 2010 (Summary of the Affordable Care Act, 2013). The ACA consists of many different parts of which come from the Affordable Health Care for America Act, the Patient Protection Act various parts of the Health Care and Education Reconciliation Act and the Student Aid and Fiscal Responsibility Act (Affordable Care Act Summary, n.d.). The original goal of the ACA was to cut back on the amount of dollars that was being spent on health care while making an attempt to get the people back in control of their insurance needs (About the Law, n.d.). It has sections dedicated to emphasizing changes to benefits, the rights and protections of the people, new rules for insurance companies to follow, taxes and tax breaks for companies and individuals, ideas about government funding, spending and the creation of committees. There are even sections dedicated to education (Affordable Care Act Summary, n.d.).…

    • 2536 Words
    • 6 Pages
    Good Essays
  • Satisfactory Essays

    The Affordable Care Act (2009) and the Health Security Act (1993) were two attempts made to reform the U.S. healthcare system. In 1993 the Clinton administration fought to better the system and provide comprehensible healthcare coverage to its citizens. This bill however was shot down in the legislative system and never made it into law. Then in 2010 the Obama administration squeezed their updated version of the bill through the House and Senate in a very narrow, partisan victory. The reasoning behind why the Clinton’s attempt didn’t get passed came down to two reasons. First it was highly criticized and opposed politically. Secondly it was a matter of concerns about the actual content of the bill.…

    • 547 Words
    • 3 Pages
    Satisfactory Essays
  • Good Essays

    That particular provision of Act is deemed to be unconstitutional. However we will not the be the judge of that, Supreme Court will decide if federal government can regulate economic inactivity under the commerce clause of the constitution. The issue with Affordable Care Act is that it forces taxpayer that does not to pay a tax that is equal to one percent of their income in 2014 and 2.5% in 2016 (Obama care facts, 2013). Another provision of the Affordable Care Act is to expand Medicaid health care program by extending eligibility to millions of low income individuals starting 2014. States are arguing and challenging the Obamacare and urging that it is giving them an ultimatum to expand their share of administration and Medicaid costs with the risk of losing that funding if…

    • 699 Words
    • 3 Pages
    Good Essays
  • Good Essays

    The Government’s argue is, under the Commerce Clause that Congress has the power to mandate the Affordable Care Act. Their philosophy is that Congress can demand people to buy health insurance, and if they refuse, then it would be affecting interstate commerce weakening the Act’s other developments. Their reasoning is that there are individuals who currently do not have medical insurance that are making a remarkable amount of visits to the doctor. In result, leaving hospitals reaching out to insurance companies to recover what they didn’t get paid for treating the non-insured. Consequently, insurance companies will start raising premiums higher and higher which will penalize those who already have insurance and those who reach out for insurance where premiums…

    • 811 Words
    • 4 Pages
    Good Essays
  • Better Essays

    ACA Paper

    • 3507 Words
    • 10 Pages

    My article, which is based on the Affordable Care Act, analyzes five provisions, three regulations, and two the most important cases, including Burwell v. Hobby Lobby and the National Federation of Business v. Sebelius, to explain my understanding of the ACA. I really believe that the ACA is helpful to improve the environment of health care in America. However, it still has some deficiencies. Therefore, I will give some my personal inspirations, which I learn from this course, to illustrate these deficiencies in the ACA. Finally, I will present a brief conclusion about evolution of laws, which will influence the future.…

    • 3507 Words
    • 10 Pages
    Better Essays
  • Good Essays

    The Supreme Court upheld the Affordable Care Act while limiting the federal government’s involvement with enforcing…

    • 601 Words
    • 3 Pages
    Good Essays
  • Good Essays

    The Patient Protection and Affordable Care Act also called the Affordable Care Act (ACA) was signed into law on March 23, 2010. It has been the source of many heated political debates and has been under scrutiny since its inception. Currently, 18 percent of our U.S. gross domestic product is spent on healthcare, that equals out to approximately 2.9 trillion dollars and we don’t have the quality care to show as the results. With the costs continually increasing and the lack of positive results, something has to change in our healthcare system. The Affordable Care Act is the cornerstone to help initiate these changes.…

    • 740 Words
    • 3 Pages
    Good Essays
  • Good Essays

    In the United States there are nearly 12 million undocumented immigrants that are denied affordable access to healthcare (Rosen, 2012). In 2010 President Barack Obama signed into law The Patient Protection and Affordable Care Act (PPACA) with the intention to expand economical healthcare to the millions of uninsured residents across the United States. However, this law excludes undocumented immigrants from receiving health insurance from the Marketplace, Medicaid or Children’s Health Insurance Program (CHIP) (D’Emilia & Suplee, 2012). The exclusion from the Marketplace, Medicaid and CHIP for undocumented immigrants furthers the gap of accessible healthcare as they are ineligible for governmental aid even though the foreign-born population has higher rates of poverty, lower education levels, and lower rates of health care coverage compared to U.S. born residents (Edward,…

    • 569 Words
    • 3 Pages
    Good Essays
  • Satisfactory Essays

    The policies of affordable health care act affect many different populations in various ways. Making the health coverage mandatory to everyone was the biggest change that everyone had to face. Many individuals were not happy because they were required to have health coverage, and some of the US population felt that their freedom of choice was violated by this act. However, the group that benefited the most was the individuals with pre-existing conditions. Prior to affordable health care act the health insurance companies usually turned down this group’s applications, or they were forced to pay extra capital for their coverage. However, with Obama care’s new policies, individuals with pre-existing conditions will have full coverage and will…

    • 342 Words
    • 2 Pages
    Satisfactory Essays
  • Powerful Essays

    Pros And Cons Of Obamacare

    • 1384 Words
    • 6 Pages

    The United States is heavily watched around the world in terms of politics or any other action as it is one of the leading countries of the world. Recently, the United States caught the eye of the world in its recent debate of the health care reform. Most commonly referred to as “ObamaCare” the official name is the Patient Protection and Affordable Care Act (PPACA) or for short, the Affordable Care Act (ACA). President Barack Obama on March 23, 2010 signed the Affordability Care Act into law to reform the health care industry and it was later upheld by the supreme court on June 28th, 2012. “The goal of ObamaCare is to give more Americans access to affordable, quality health insurance, and to…

    • 1384 Words
    • 6 Pages
    Powerful Essays
  • Good Essays

    Obamacare Federalism

    • 215 Words
    • 1 Page

    The affordable care act of 2010, also known as Obamacare, expended to the majority of the states across the nation. There have been copious amounts of debates arguing whether the affordable care act of 2010 was an example of federalism or not? There are many factors that clarify the situation. According to Rakord, the federal government including the president were violating the public right by implementing the public to engage into purchasing health care. “If we decline to engage, then we are effectively fined”.1 (Obamacare Court Case, Rakord). The federal government expanding affordable health care throughout all states gives the central federal government to have control over all states the same way that happened with education. This is…

    • 215 Words
    • 1 Page
    Good Essays
  • Powerful Essays

    Health Insurance Exchange

    • 1292 Words
    • 6 Pages

    America is about to make major changes in the country’s health care system. The goal of the Affordable Care Act is reduction of the number of uninsured individuals and health care expenses. Some call the reform unconstitutional, some fear inefficient implementation will lead to the opposite of the anticipated health care cost reduction. According to Kaiser Health Tracking Poll 29% of Americans have very unfavorable opinion of the health reform law compared to only 18% with very favorable attitude (See Health Data, 2010-2011).…

    • 1292 Words
    • 6 Pages
    Powerful Essays